How an increase to super may result in a pay cut Superannuation guarantee (SG) rates will increase from 1 July 2021. While this is good news for our retirement nest eggs, some employees may feel the impact with a deduction to their take-home pay. This article explains the SG rate […]
Self managed super funds (SMSF) offer a number of different advantages including flexible investment strategies and the ability to borrow from your SMSF. Self managed super funds allow you to borrow money however with your self-owned super fund, it’s important to be aware of the responsibilities you have as an […]
Finding a super fund that offers you good value and healthy returns is important for your financial future. However, your superannuation becomes even more important when you start planning for retirement. The government offers tax incentives to help you add extra money to your super, but it’s important to choose the […]
There are two types of superannuation funds available to Australians: Defined benefit and; Accumulation funds Understanding your super fund and considering your options can help you plan for the future financially – especially for your retirement. What are defined benefit superannuation funds? A defined benefit fund is a superannuation fund […]